Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. They are employed at head and branch offices of insurance companies.
大类 1 · Business, finance and administration occupations
Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance
Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible
Approve sale of insurance policies and ensure compliance with government regulations
Provide recommendations on individual or group insurance plan designs
Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel
Prepare underwriting reports and update insurance forms when necessary.
Employment requirements · 任职要求
2
Completion of secondary school and some general insurance experience or A bachelor's degree, college diploma or some post-secondary education is required.
Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.
Additional information · 补充信息
2
Progression to management positions in the insurance industry is possible with experience.
Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance underwriters to professional recognition as a Chartered Insurance Professional (CIP) and, with additional university courses, as a Fellow, Chartered Insurance Professional (FCIP).
Inclusions · 包含职业
2
casualty insurance products analyst-designer
insurance rating analyst
Exclusions · 不包含职业
2
Insurance agents and brokers (See 63100 Insurance agents and brokers)
Insurance manager (See 10020 Insurance, real estate and financial brokerage managers)
官方来源仍可一键核验
Source: Statistics Canada, National Occupational Classification (NOC) 2021 Version 1.0, September 28, 2021. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada.